A Chance to Win $ 1,000 a Year for Life!
This contest is being held by AGR Insurance Brokers Inc. and affiliated brokers.
No purchase necessary to enter or win. AGR Insurance Brokers Inc. and affiliated brokers A Chance to Win $ 1,000 a Year for Life! contest (the “Contest”) begins at 12:00 A.M. Eastern Standard Time (“EST”) on March 1st 2017 and ends at12:00 A.M. on February 28th 2018. The public can obtain the rules and regulations on the following website : www.psacinsurance.com or by writing to AGR Insurance Brokers Inc. (Josée Brouillette), 551 Montreal Road, Ottawa, ON, K1K 0V1.
To be eligible for this Contest, an individual must:
Be a resident of Canada and of the age of majority or older in his/her province of residence or older at time of entry,
Be a PSAC member in good standing.
THE CONTEST IS VOID WHERE PROHIBITED BY LAW, RULE OR REGULATION:
Employees, officers and directors of AGR Insurance Brokers Inc. and affiliated brokers and their respective affiliates, subsidiaries, advertising, promotional, fulfillment and marketing agencies, and all of their immediate families (parent, child, sibling and spouse) and persons living in the same households as these individuals (whether related or not) are not eligible to participate in the Contest. PSAC presidents (including V-Ps) & Component Presidents (including VPs) are not eligible for this contest. PSAC Local Presidents are, however, are eligible.
HOW TO ENTER:
Any eligible person can enter the contest by filling out the digital form found on psacinsurance.com website: A Chance to Win $1,000 a year for Life! by entering the expiry date of their personal line insurance. Please note that participants can only enter one expiry date per personal line product where the insurance is registered in their name. Every entry for an insurance product counts as a participation for the contest.
By entering the Contest, participants agree to release, discharge and hold harmless AGR Insurance Brokers Inc. and affiliated brokers and its affiliates, subsidiaries, agencies and their respective officers, directors, employees and agents, from any and all damages whether direct or indirect, which may be due to or arise out of participation in the Contest or any portion thereof, or the acceptance, use/misuse or possession of prizes. By participating, participants agree to be bound by these Official Rules and Regulations, including all eligibility requirements, and to the decisions of AGR Insurance Brokers Inc. and affiliated brokers whose decisions are final and binding in all respects. Failure to comply with these rules may result in disqualification from the contest.
One cheque of $1,000 per calendar year given for a duration of 25 years starting on or after March 10th 2018. The $1,000 prize will be given to the winner, on a yearly basis for 25 years, on the condition that AGR Insurance Brokers Inc. exists as an organization and that the contract between PSAC and AGR Insurances Brokers Inc. remains in force. The prize is given to the winner solely. The Prize is non-transferrable, non-exchangeable and no substitutions shall be permitted.
HOW TO WIN AND CLAIM THE PRIZE:
The draw will take place on March 6th 2018 at 11:00 A.M. EST. A random draw will be made from all valid entries received for the Contest. When an entrant is selected such person shall have to answer correctly, and without assistance of any kind, a mathematical skill-testing question. All decisions of AGR Insurance Brokers Inc. and affiliated brokers are final and binding.
The randomly selected entrant will be contacted by telephone, or e-mail. If the selected entrant cannot be contacted or does not respond after a minimum of three (3) attempts within thirty (30) calendar days of the first attempt at contact, the selected entrant will forfeit the prize and another entrant will be selected in the manner described above.
No responsibility is assumed for entries that are lost, late, misdirected, damaged, illegible, delivered late or that have insufficient postage.
Before being awarded a prize, the selected entrant will be required to sign a declaration and release form stating that he/she has read, understood and complied with these official contest rules, accept the prize as offered with terms and conditions as included by AGR Insurance Brokers Inc. and affiliated brokers and releases AGR Insurance Brokers Inc. and affiliated brokers and its affiliates, subsidiaries, agencies and the respective officers, directors, employees and agents thereof from any and all liability of any kind arising out of the selected entrant’s participation in this Contest and receipt and use of the prize as awarded. If the selected entrant does not respond in the prescribed time, fails to claim the Prize, fails to return the signed declaration and release as required or is otherwise ineligible, the prize may be forfeited and an alternate entrant will be selected in the manner described above. AGR Insurance Brokers Inc. and affiliated brokers reserves the right to post or publish the winner’s name, city, or province of residence, photograph, likeness, voice or other statements on the AGR Insurance Brokers Inc. and affiliated brokers’ website for advertising and promotional purposes, where lawful, without further compensation to the winner.
ODDS OF WINNING:
Odds of winning depend on the number of eligible entries received.
CORRESPONDENCE FROM CONTEST SPONSOR:
AGR Insurance Brokers Inc. and affiliated brokers reserves the right to contact by email (in accordance to CASL) all participants that have opted in to receive information about our insurance products. It is understood that AGR Insurance Brokers and affiliated brokers will contact participants via email or phone to offer an insurance quote. AGR Insurance Brokers Inc. and affiliated brokers will not share this list with any third party.
LIMITATION OF LIABILITY:
AGR Insurance Brokers Inc. and affiliated brokers will not be responsible for mail, telephone, technical, network, online, electronic, computer hardware or software interruptions or failures of any kind, misdirected, stolen, incomplete, incomprehensible or delayed Internet/e-mail computer transmissions on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to a participant’s or any other person’s computer relating to or resulting from participation or downloading any materials in this Contest.
AGR Insurance Brokers Inc. and affiliated brokers extends absolutely no representations or warranties in respect of any prizes and accepts no liability arising in respect of such prizes or in the use thereof.
If for any reason in the opinion of AGR Insurance Brokers, in its sole discretion, the Contest is not capable of running as planned or if the administration, security, fairness, integrity, or proper conduct of the Contest is corrupted or adversely affected, including without limitation by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes, AGR Insurance Brokers Inc. and affiliated brokers reserves the right to cancel, terminate, modify or suspend the Contest, including without limitation the cancellation of any method of entry or the extension or modification of contest start and end dates. In such circumstances, AGR Insurance Brokers Inc. and affiliated brokers reserves the right to randomly select a winner from previously received valid entries.
All federal, provincial, local, and other taxes on the Prize, if any, are the sole responsibility of the winner.
Any attempt by any individual, whether or not a participant, to damage, destroy, tamper or vandalize the psacinsurance.com website, or otherwise interfere with the operation of this Contest, is a violation of criminal and civil law and AGR Insurance Brokers Inc. and affiliated brokers reserves the right to seek damages and diligently pursue all remedies in this regard against any offending individual or entity to the fullest extent permissible by law.
This Contest is conducted in English and French.
Subject to the jurisdiction of the Regie des alcools, des courses et des jeux in Quebec, Sponsors reserve the right to amend or terminate all or any portion of this Contest at any time for any reason without prior notice.
The $1,000 yearly prize will be given for a period of 25 years (starting in 2018) and may be terminated if there is a termination of the contractual agreement between The Public Service Alliance of Canada and AGR Insurance Brokers Inc. and affiliates. The same will apply if AGR Insurance Brokers Inc. no longer exists as an organization.
FOR RESIDENTS OF QUEBEC:
Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Regie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Regie only for the purpose of helping the parties reach a settlement.
These are official Contest rules. This Contest is subject to federal, provincial and municipal laws and regulations. These Contest rules are subject to change without notice in order to comply with any applicable federal, provincial and municipal laws or the policy of any other entity having jurisdiction over the Sponsors.
To receive the name of the winner of this specific contest, please send your request, along with a self-addressed stamped envelope to: AGR Insurance Brokers Inc. Contest Winners List Request, 551 Montreal Road, Ottawa, Ontario, K1K 0V1.
OFFICIAL RULES AND REGULATIONS:
To receive a printed copy of the Official Rules and Regulations of this specific contest, please send your request, along with a self-addressed stamped envelope to: AGR Insurance Brokers Inc. Rules Request, 551 Montreal Road, Ottawa, Ontario, K1K 0V1.